In the last couple of decades, a particular technique of news story construction has become so common that I'm sure you barely notice it as something distinctive. It's the use of a device sometimes referred to as the "exemplar," in which a policy issue is explained through the profile of one individual, whose tale usually begins and ends the story. It's ubiquitous on television news, but print reporters do it all the time as well.
As the Affordable Care Act approaches full implementation, we're seeing a lot of exemplar stories, and I've been noticing one particular type: the story of the person who seems to be getting screwed. If it were true that most Americans were indeed being made worse off by the law, that would be a good thing; we'd learn their stories and get a sense of the human cost of the law. The trouble is that in the real world, there are many more people being helped by the law than hurt by it, and even those who claim to be hurt by it aren't really being hurt at all.
To see how misleading some of these exemplar stories can be, let's take this piece from last night's NBC Nightly News, which uses an exemplar named Deborah Caballaro (sorry if I've misspelled her name), a self-employed realtor from Los Angeles who buys insurance on the individual market: