The mortgage crisis is far from over. Foreclosure filings in the first quarter of 2009 increased 24 percent over the already-heady 2008 levels; April filings were up 1 percent over March and 32 percent over the prior April. During 2008, foreclosure notices were filed on over 2 million properties, and banks took back more than 850,000 properties. Delinquencies continue to climb: 7.88 percent of all mortgages on one- to four-unit buildings were delinquent at the end of 2008, the highest rate on record. For sub-prime loans, the rate was 21.88 percent and almost 14 percent of sub-prime loans were in foreclosure.