I finally got around to reading The New York Times Magazine piece on the aimless 20-something, and as a somewhat aimless 20-something, it strikes me as a little blinkered. For starters, outside of a few nods to the recession, there isn't much of an effort to understand why financial independence is so hard to find. But the truth is that the recession has wrecked havoc on job and career prospects for 20-somethings. Last year, for college graduates with bachelor degrees, the unemployment rate was 7.6 percent -- lower than the overall rate, but not by much.