Hello. My name is Shani Hilton and I'm stoked to be here with you all this week as a guest blogger for TAPPED. While you gird your loins for my bombastic blogging, I'll tell you a little bit about myself. I'm a Californian from America's most miserable city -- this was before it topped the list of metropolitan areas with the highest foreclosure rates -- but I fled easterly to pick up a journalism degree from Howard University in D.C.