How to Fix the Housing Crisis

Special Report
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Fannie, Freddie, and the Future
The secondary mortgage market worked better when it was a true public institution.
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Cleaning Up the Subprime Aftermath
Welcome to the Kafkaesque world of mortgage loan servicing.
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Not With My Home
Homeowners have been at the mercy of banks since the foreclosure crisis began. A network of activists and organizers is trying to change that.
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Reform that Hurts Homebuyers
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Designed to Fail
The Obama administration's mortgage-modification program was created more to help lenders than homeowners. It's time to reverse priorities.
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A Needless Housing Collapse
The success of a pioneering program for moderate-income buyers proves that the subprime disaster was not the fault of homeowners.
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Restoring the Dream
The collapse of the housing bubble need not destroy homeownership as the anchor of the middle class. But we need much bolder government action.
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Restoring the Dream
The collapse of the housing bubble need not destroy homeownership as the anchor of the middle class. But we need much bolder government action.