Special Report

Why reading programs must combine playful learning with direct instruction

An agenda for early education can’t wait for kindergarten — the first five years matter, too.

Learning to read by third grade is a goal that can organize everything we do for kids.

Reining in the reckless market in over-the-counter derivatives.

The corruption of credit-rating agencies was at the heart of the financial collapse. So far, Congress has not had the nerve to pursue fundamental reform.

There is no mystery about how to simplify the financial system. The main obstacles are political.

We need counterweights not just to Wall Street’s toxic products but to its malign influence.

If we safeguard consumers, we also save the entire financial system from its own excesses.

Cooked books helped produce the collapse —
and the fakery continues.