The policing of the financial system can’t just be left to bureaucrats. Properly designed, regulation can be a community-organizing strategy.
Special Report
Reforming Credit
Our financial system needs to work for consumers at all income levels. A guide to the crisis, its causes, and cures.
What Does Financial Capital Owe Society?
Corporate social responsibility is a worthy goal, but it’s no substitute for regulation, subsidy, and government sponsorship of social institutions.
A Bridge to Somewhere
How do we build the road from predatory lending to good financial services for all Americans?
Reversing the Damage
What will it take to resume credit flows to low- and moderate-income neighborhoods?
Banks as Heroes
Community-development banks show what financial institutions can do when they have the right motivation and the right mission.
Community Reinvestment: The Broader Agenda
CRA has created a cadre of community-friendly bankers. It’s time to bring reinvestment policy into the 21st century.
When Creditors are Predators
We need to regulate to assure that loans work — and stop the loans that work people over.
Financial Product Safety
The case for a new agency to put the needs of consumers first
The Green Challenge: An Introduction
The green economy will get an $80 billion boost from President Barack Obama’s recovery package in the form of direct spending, loan guarantees, and tax incentives. A clean-energy economy offers not just savings in imported oil and reductions in carbon emissions necessary to save the planet but jobs and new industries — and not just […]

