To say a bit more on the subject of the employer link in health care, it's true, as Ramesh says, that an employer-based system is bad. It does not follow, however, that anything that weakens that link is good. The fact that A is bad does not mean not-A is good. So you have to think seriously about why the employer link is a problem, and, somewhat more counter-intuitively, what its benefits are.
The problems with the employer link are, in short, portability, job lock, and insulation. You can't move your insurance around, you're locked into jobs you don't necessarily want to keep, and you can't see the stresses on the health care system because your employer is paying the premiums. These are bad things.
But there are good ones, too: Your employer gives you a risk pool to buy into, so you're no longer ejected for preexisting conditions or poor health. Your employer contracts out with insurers, offering you more choices, at a lower price, and with an administrative buffer -- an HR person to turn to if the going gets rough. Your employer offers an easy, centralized access point to the system. In other words: They organize the system, and give individuals a way to pool their purchasing power for better prices and treatment.
