Foreclosure prevention! Mortgage refinancing! Risk analysis (of a sort)! It's pretty much an all-finance day here at the Prospect. Tim Fernholz examines the failure of "cramdown" legislation -- and why its defeat is bad for both homeowners and the Obama administration. And our "Five Ways of Looking at Risk" series comes to a close today. Alyssa Katz argues that housing is local, and thus lending should be, too. Meanwhile, Jacob Hacker says that the existence of a strong safety net encourages healthy risk-taking. As always, subscribe to our RSS feed to receive our articles as soon as they are published. Also, follow us on Twitter for highlights from our blog. --The Editors
